Solar Panels Hail Damage Insurance

The solar panel insurance cost will depend on various things like your location your current coverage amount the size and cost of your system and your insurance company s plan. Many solar electric modules and solar hot water collectors are made. While hail certainly could damage some types of solar panels the likelihood is very small and occurrences are extremely rare.

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Panel manufacturers test their products in real life conditions and verify that they can withstand both the usual wear tear and more extreme weather events like high winds hail and heavy snow.

Solar panels hail damage insurance.

Regardless of home insurance use quality solar panels and a well vetted installer solar panels are very durable. Solar panels and hail damage may fall under your home insurance policy too. The study found that solar cells with protective housings can withstand 2 inches in diameter hail strikes at 50 miles per hour. However the chances of hail actually damaging panels is slim to none.

Solar panels and hail damage can happen in the blink of an eye. Claims for damaged solar panels would also vary based on your insurance plan but likely follows the same process as other damaged property claims. Solar energy systems and the rooftop panels or tiles are largely considered a permanent attachment to your property similar to a patio or a security system. A research study by the university of california university tested solar cell brands against hail size and speed.

In short yes hail can damage solar panels and most home insurance policies cover that damage. Checking for hail damage first check your inverter. Like with your home s roof your solar panels are a permanent fixture to your home. The solar panels are not damaged from the impact because of the flexible acrylic housing.

With hail season in full swing protect your solar panels from hail damage to keep their energy supply in working condition. In may of 2017 a particularly intense hail storm tore through the front range. However hail stones that are larger than this can cause panels to smash so we suggest informing your home and content insurance provider that you have solar and to check that hail damage is covered. As a result any damage not covered under the panel s warranty may fall under your home insurance coverage.

Solar panel insurance coverage is included in most homeowners insurance policies which means no separate solar panel insurance is needed.